Elena Difiore, Program Director Looking to fix up your house soon? Whether it’s a few things here and there or a complete renovation, it’s important to take time and find the right contractor for the job. That being said, there … Continue reading
If you think you have what it takes to work in a highly visible public atmosphere for the number one wealth radio show on the internet, Unlock Your Wealth Radio is currently offering internship positions and an apprenticeship opportunities for the right candidates. We are looking for college students and college graduates with developed writing skills who wish to excel and gain knowledge in the business world.
Our interns work side by side with our staff on research and writing projects, as well as learn marketing and advertising strategies in the area of personal finance and coaching.
Our apprenticeship program provides specialized training in targeted areas like SEO, internet marketing, web design and maintenance and social media with the ultimate goal of a full time position at Unlock Your Wealth Radio.
Work around your schedule! Hours are very flexible; you can work a minimum of 10 hours a week Monday-Friday. You will be able to have a summer job or take summer school along with an internship or apprenticeship!
If you have the following qualities, we would like to hear from you:
Like Options and choices
Can work under pressure and deadlines
Dare to be different and out of the box
Know when you have done a good job
Enjoy incentives in the workplace
Like the details
Are excellent with spelling and grammar
Please submit your resume and cover letter along with a original sample news story with cited examples and quotes on one of the following topics:
1. Summer Savings Getaways
2. Summer Budgeting
3. Back to School Savings Ideas
To jobs@uywradio.com
Posted in Apprenticeship, Arizona, Attitude, Careers, credit, debt, Finance, Internship, Money, real estate, Summer, Unlock Your Wealth, Unlock Your Wealth Radio, Wealth, Women
Tagged Heather Wagenhals, interships, jobs, Money, radio, SEO, web desing
Secrets of the Millionaire Mind author T. Harv Eker dropped in on Heather Wagenhals’ Unlock Your Wealth Radio this morning and it was explosive! Harv can really get an audience stirring as was evident in the chat room comments about what he was saying how he can predict your financial future in five minutes. Actually, he corrected himself on air saying that it was really five seconds but no one would believe him if he said that. Tune in to see how he proved it on air though!
It was so great for all of our listeners to hear it from someone else that your programming is what brought you to where you are now. I am constantly saying on the show we are a product of our programming and unless we take an active role to change that programming, we will continue to get what we have always gotten. Harv’s direct approach adds the shock value most of us need to start examining our habits a little more closely and identify what resides in our current “money blueprint” so on next week’s episode we can work to replace those files and clean up our money folder in our mental filing cabinet. Tune in and download the episode to learn more.
Using our featured strategy last week from http://www.unlockyourwealth.com on credit report review, comedienne Cocoa Brown found some inaccuracies on her credit report and began the dispute process. Today’s Key in our Keys To RichesTM Financial Wellness Series, Remember Real Estate focused on the four layers of risk an underwriter uses to determine mortgage creditworthiness and affordability. This week’s featured strategy is a “Know Your Ratios” strategy that you can download free at http://www.unlockyourwealth.com to give you step by step instructions to determine what your ratios need to be and how close you are to affording that first home! Next week’s key is Forget The Perfection Principle and we will learn how to get back in the saddle after financial catastrophe hits.
After downloading these episodes remember to add your reminders for Tuesday’s Millionaire Nuts and Bolts from Unlock Your Wealth Radio at 6:30am to grab this week’s Millionaire Focus and “start your day, the Millionaire way! TM”
Here are some comments I made to a reporter doing a story for a National news outlet and I thought it was worthy of posting here for you to peruse and comment on so let me hear all of your thoughts!
As Broker/Owner of HQ Real Estate and Investment, LLC in Scottsdale, AZ and host of the number one wealth radio show Unlock Your Wealth Radio, there are a few sides to the tax credit expiration which creates challenges on all of those sides and I am happy it is going away.
For homebuyers, it seems like free money and a potential panacea providing access to the American Dream of homeownership. Many of these homebuyers who would be buyers later in the year or not really ready until next year are trying to cash in on the free money. As a result, the homebuyers who would be better prepared financially if they waited, are forced to decide between buying smaller properties now versus a larger or more luxurious property later. They may have to sacrifice on that nicer home they initially were willing to wait for or they are putting a burden on themselves financially to get into the nicer home and cash in on the $8,000. The very problem that precipitated our current marketplace was lack of discipline, impulse gratification and poor planning on the would-be homebuyer’s part. That looks like what we are doing all over again.
The tax credit is poaching future customers for today’s tax credit. For the real estate agent that means smaller sales price equals smaller commission and less customers later which creates income volatility for the real estate agent and their complimentary industry partners as well. The pundits have said “the poach” of future customers could be as high as 10%. That affects appraisers, home inspectors, title agents, escrow companies, mortgage originators, mortgage processors, moving companies and insurance companies to name a few.
The tax credit has income exclusions so those more likely to be able to afford sustainable homeownership are not eligible. It really seems kind of oxymoronic to me. In my not so humble opinion, we are doing the same thing with this tax credit as we did when we dropped the interest rates so low and loosened underwriting guidelines to the point that a homeless, jobless illegal alien could qualify for a mortgage. My answer may not be totally on task, but I look at things differently than most. The biggest question I have yet to see answered is, “Who on this planet figured out that it was a good idea to take taxpayer money we haven’t even collected yet and use it to incentivize the very people on the periphery of sustainable homeownership who put us in the exact position we are in today?”
Can you really solve a problem doing the same thing over that caused the problem?
Posted in credit, debt, Finance, Homeownership, Housing Crisis, real estate, Tax Credit, Wealth
Trying to establish communication between my mobile and the blog. Let’s see if it works. Write me some comments if you see it.
Heather Wagenhals
www.unlockyourwealth.com
www.hqrealestateandinvestment.com
Well, its been a crazy month at our brokerage. Whoever says real estate stinks now, clearly isn’t working. Our new rock star realtor Brandon Mullan is kicking some tail with 5 closings in his second month at the game. He is bright and very customer service oriented. Plus being younger, he is very adept at the technology side of things and is the greatest eMarketer I have seen. We have added to our staff and as a result, I will be able to do more writing and training seminars in addition to the radio show. In just a short period we are now the number 4 finance show and inside the top one hundred most popular shows on BTR out of 10,000!!! Check it out now at www.blogtalkradio.com/unlockyourwealth .
You can sign up for our eZine and tweets too. For Money May we are tweeting financial tips and show promos too. You can follow our tweets at www.twitter.com @unlockyrwealth.
Ciao *~HDub~*
My last class for a new designation for CRMS Certified Risk Management Specialist is really provocative today. We are talking about agency law and the standard of care. We are now on the subject of buyer broker agreements and why they are so important to the buyer to receive the full benefit of all a real estate professionals legal and ethical obligations. Without one in place, the agent may or may not be held accountable for his lack of care and professionalism.
Ciao *~HDub~*
So much for the market being down, after only his second week in the real estate business he has already written 30+ contracts, has 3 accepted offers and a new relocation client to boot. Life is all what you make of it folks. You can listen to the horror stories on the news about the economy and choose to believe that the world’s gonna end or, you can take heed and address and live your life according to YOUR rules and make the most out of what you have. Whatever you focus on, you will bring to fruition. Norman Vincent Peale wrote about himself, “Happiness is a choice…so I choose to be happy”
Yes, it is that simple. So…what will you choose today?
Ciao *~HDub~*
I am just winding up our real estate day by faxing the last of 20 offers for one investor. Have you run out of cash and want to invest in real estate? Did you know you can tap your retirement tax-free using a self-directed IRA. Don’t know how you say? Call Sandra Ploszaj our new hot-shot realtor at HQRE and she will guide you through the process to begin using those wall street beaten funds for something tangible. Office phone is 480-522-1066 extension 2.
Ciao *~HDub~*
So we are staffed up and ready to rock and roll. I have eliminated all excuses for not blogging on a regular basis anymore. The ezine is well underway and if you are interested in subscribing to the e-zine just drop us an e-mail at e-zine@unlockyourwealth.com and put “sign me up” in the subject line.
If you e-mail us today or tomorrow before noon we can include you in this weeks issue.
In addition to being staffed up, I am all teched up too with my new Dragon naturally speaking transcription software. Now I’ll be able to dictate the blogs and get them out much faster than in the past.
We are in interesting times people or reaching from money management techniques like never before, everyone seems to need to have a leg up even though this economy we are currently experiencing isn’t the worst we’ve ever had. With a lack of confidence in our country’s leadership in watching the continual bumbling in our legislature with regards to Wall Street and Main Street people are looking for a new solution which is different from what we were taught are brought up to think about.
There’s a few more things that need to be finished today before we put out the e-zine tomorrow so I will bid you a fond farewell for now.
Ciao. H. dub
