Calling All Arizona College Students and Grads

If you think you have what it takes to work in a highly visible public atmosphere for the number one wealth radio show on the internet, Unlock Your Wealth Radio is currently offering internship positions and an apprenticeship opportunities for the right candidates. We are looking for college students and college graduates with developed writing skills who wish to excel and gain knowledge in the business world.

Our interns work side by side with our staff on research and writing projects, as well as learn marketing and advertising strategies in the area of personal finance and coaching.

Our apprenticeship program provides specialized training in targeted areas like SEO,  internet marketing, web design and maintenance and social media with the ultimate goal of a full time position at Unlock Your Wealth Radio.

Work around your schedule! Hours are very flexible; you can work a minimum of 10 hours a week Monday-Friday. You will be able to have a summer job or take summer school along with an internship or apprenticeship!

If you have the following qualities, we would like to hear from you:

Like Options and choices
Can work under pressure and deadlines
Dare to be different and out of the box
Know when you have done a good job
Enjoy incentives in the workplace
Like the details
Are excellent with spelling and grammar

Please submit your resume and cover letter along with a original sample news story with cited examples and quotes on one of the following topics:
1. Summer Savings Getaways
2. Summer Budgeting
3. Back to School Savings Ideas

To jobs@uywradio.com

Teach Your Children Without Breaking the Bank in 4 steps

Staff Writer Ben Williams

Improving a child’s scholastic success is one of the top endeavors of every parent. Providing your child with the tools they need to succeed in school opens up so many opportunities for them later in life. While we would all like to be able to give our kids everything when it comes to their education, unfortunately we are often prohibited by our pocketbooks. But just because you can’t buy your child the latest and greatest computer learning game doesn’t mean you have to sacrifice providing them with the knowledge and understanding they need to achieve learning success . By focusing on some of the fundamentals of learning such as reading comprehension, memory and vocabulary, you can make sure that your child will have what he or she needs to do well in school. Here are some ways to improve your child’s scholastic success without having to spend heaps of money.

T. Harv Eker Really said that on Today’s Unlock Your Wealth Radio???

Secrets of the Millionaire Mind author T. Harv Eker dropped in on Heather Wagenhals’ Unlock Your Wealth Radio this morning and it was explosive! Harv can really get an audience stirring as was evident in the chat room comments about what he was saying how he can predict your financial future in five minutes. Actually, he corrected himself on air saying that it was really five seconds but no one would believe him if he said that. Tune in to see how he proved it on air though!

It was so great for all of our listeners to hear it from someone else that your programming is what brought you to where you are now. I am constantly saying on the show we are a product of our programming and unless we take an active role to change that programming, we will continue to get what we have always gotten. Harv’s direct approach adds the shock value most of us need to start examining our habits a little more closely and identify what resides in our current “money blueprint” so on next week’s episode we can work to replace those files and clean up our money folder in our mental filing cabinet. Tune in and download the episode to learn more.
Using our featured strategy last week from http://www.unlockyourwealth.com on credit report review, comedienne Cocoa Brown found some inaccuracies on her credit report and began the dispute process. Today’s Key in our Keys To RichesTM Financial Wellness Series, Remember Real Estate focused on the four layers of risk an underwriter uses to determine mortgage creditworthiness and affordability. This week’s featured strategy is a “Know Your Ratios” strategy that you can download free at http://www.unlockyourwealth.com to give you step by step instructions to determine what your ratios need to be and how close you are to affording that first home! Next week’s key is Forget The Perfection Principle and we will learn how to get back in the saddle after financial catastrophe hits.
After downloading these episodes remember to add your reminders for Tuesday’s Millionaire Nuts and Bolts from Unlock Your Wealth Radio at 6:30am to grab this week’s Millionaire Focus and “start your day, the Millionaire way! TM”

Women and Money on Financial Independence Day

Financial Independence… It’s a term that can mean something different to each person you ask. For some people, it means being free from any and all forms of debt. For others, it means simply not relying on anyone but yourself to pay your bills. But no matter who you are or what your current financial situation may be, when it comes down to it, financial independence is about gaining the necessary knowledge and information to take control of your own financial future.

Achieving financial independence is just as important for women as it is for men. We no longer live in the days of cookie cutter houses and white picket fences where husbands head off to work each morning to bring home the bacon. Today, we live in a society where women account for 46.8% of the total U.S. labor force and 51% of the high paying management, professional, and related occupations (US Dept. of labor). However, despite their increased presence and success in the world of business, many women would still rather leave the finances up to the man. To become truly independent, women cannot be content with just making their own money; they must also embrace the responsibility of taking charge of their personal finances.

Let’s face it. When we look towards the future, no one wants to consider the possible “worst case scenario,” or ponder all of the “what if’s” life may bring them, but we need to. Take marriage, for example. According to divorcerate.org, 50% of all first marriages in the United States end in divorce. Despite these statistics, many women out there are probably still thinking, “that would never happen to me.” Well, the reality is that it can happen, so it’s important to take the proper preparations. By taking charge of your personal finances early on, you can protect yourself and your financial independence even in the face of such unfortunate circumstances.

One of the most important “what if’s” to consider is death. It’s no secret that women live longer than men. All jokes aside, there are a multitude of factors that put men at a higher risk of dying before their female counterparts. That being said, it’s important for women to understand not only the emotional impact such a tragedy can have on their lives, but the dramatic effects it can have on their financial stability, as well. Being financially independent allows you to confront life’s intimidating “what if’s” with confidence and say, “I hope that would never happen, but if it does happen, I’ll be prepared to handle it.”

When all is said and done, being a financially independent woman isn’t just about achieving economic security, but mental security, as well. With knowledge, comes power. The more you know and learn about controlling your personal finances the better equipped you’ll be to handle life’s ups and downs. After all…if you don’t look out for yourself, who will?

Elena Difiore-Staff Writer-Unlock Your Wealth Foundation

Calling All Arizona Grads and Students

If you think you have what it takes to work in a highly visible public atmosphere for the number one wealth radio show on the internet, Unlock Your Wealth Radio is currently offering internship positions and an apprenticeship opportunity for the right candidates. We are looking for college students and college graduates with developed writing skills who wish to excel and gain knowledge in the business world.

Our interns work side by side with our staff on research and writing projects, as well as learn marketing and advertising strategies in the area of personal finance and coaching.

Our apprenticeship program provides specialized training in targeted areas with the goal of a full-time career at Unlock Your Wealth Radio.

Work around your schedule! Hours are very flexible; you can work a minimum of 10 hours a week Monday-Friday. You will be able to have a summer job or take summer school along with an internship or apprenticeship!

If you have the following qualities, we would like to hear from you:

Like Options and choices
Can work under pressure and deadlines
Dare to be different and out of the box
Know when you have done a good job
Enjoy incentives in the workplace
Like the details
Are excellent with spelling and grammar

Please send your resume and cover letter along with an original sample news story with cited examples and quotes on one of the following topics:
1. Summer Savings Getaways
2. Summer Budgeting
3. Back to School Savings Ideas

To jobs@uywradio.com

Great Line-Up for June!

You all really need to thank Karen Germ, our UYW Foundation Director of Brand Management. I mean it, she has single-handedly made June possible for you all to enjoy. She epitomizes proactivity and effectiveness with all of the review, scheduling and planning she has done to pull together these episodes to be prepared in advance to ensure consistent delivery of our content while I am traveling. We have an all-star line up during the Summer of Savings campaign thanks to her and she did this IN ADDITION to her other daily tasks so I am truly proud of her.

The ABC Guys did a phenomenal job last weekend and for those of you who have not yet subscribed to the eZine, if you subscribe today through this link, you can receive a copy of the Segment Notes with the ABC’s of investing FREE!!!!

We are continually looking for new ideas and ways to bring you quality usable content and if you have a moment, please take our poll so we can know what is useful and what more you would like from the show. Back to playing sound engineer and editing commercials. I love this techie stuff

Market Update

So much for the market being down, after only his second week in the real estate business he has already written 30+ contracts, has 3 accepted offers and a new relocation client to boot. Life is all what you make of it folks. You can listen to the horror stories on the news about the economy and choose to believe that the world’s gonna end or, you can take heed and address and live your life according to YOUR rules and make the most out of what you have. Whatever you focus on, you will bring to fruition. Norman Vincent Peale wrote about himself, “Happiness is a choice…so I choose to be happy”

Yes, it is that simple. So…what will you choose today?

Ciao *~HDub~*

Thoughts about NAR Stats

The largest sales gain during the third quarter was in Arizona, up 28.3 percent from the second quarter, followed by California which rose 28.1 percent and Nevada, up 26.2 percent.-From NAR Friday

We are not in a market crisis anymore. Granted 38% of our home sales are from distressed or bank-owned properties but our home prices in certain zip codes and price points are stabilizing.

If you attended my presentation at Glendale Community College you heard me say that a market correction is a good thing. On my radio show almost 5 years ago I predicted that the mortgage meltdown would be more devastating and widespread than any real estate value bubble. Here is why I feel we needed this value correction in a nutshell because I need to leave for a lunch meeting: as a service-driven economy our median income was not in line with our median home price…not even close and a 9% drop in value just starts to correct that disparity. I will expound on this idea later, I just wanted to through this out to all my twitter peeps (HeatherWags if you want to follow) and website followers in addition to all of the loyal blog fans www.hqrealestateandinvestment.com .

Ciao for NOW!!!